M. Gina DosSantos, Realtor®
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BLOGS

All Blogs (16)boat (1)Buyers (6)canal front (1)Cinnamon Beach (1)Golf (2)Hammock (1)Sellers (5)waterfront homes (3)waterfront lifestyle (3)yacht harbor marina (1)yacht harbor village (1)Zillow (1)
  • Real Estate Success with Gina DosSantos in Palm Coast,M. Gina DosSantos

    Real Estate Success with Gina DosSantos in Palm Coast

    Real estate success in Palm Coast and Flagler Beach comes from a local agent who knows each submarket, prices from current data, and manages every deadline through closing. I'm a broker associate and president of the Flagler County Association of REALTORS® board, and I guide buyers, sellers, and inv

  • Palm Coast Sellers and What to Disclose Before an Offer,M. Gina DosSantos

    Palm Coast Sellers and What to Disclose Before an Offer

    Before you sign anything, ask three questions about every part of your house: Did I know about this? Would a buyer spot it on a walk-through? Would it change what they'd pay? If the answers are yes, no, and yes, put it in writing and attach the paperwork before you accept an offer. What does a Flori

  • Palm Coast Waterfront Home Checklist Before You Offer,M. Gina DosSantos

    Palm Coast Waterfront Home Checklist Before You Offer

    Before you fall for the view, pull the parcel number and verify four things: the flood zone, an insurance quote, the condition of the seawall and dock, and whether the water actually connects to where you want to boat. I'd get those answers before the offer, not after. What should I check before buy

  • What You Can Afford in Palm Coast Based on Monthly Payment,M. Gina DosSantos

    What You Can Afford in Palm Coast Based on Monthly Payment

    What you can afford in Palm Coast based on the full monthly payment is the price where principal, interest, property taxes, insurance, mortgage insurance, HOA charges, and a maintenance reserve all fit a monthly number you're comfortable with. Start with that total, subtract the non-loan costs, and

  • Worth Buying in Palm Coast While Mortgage Rates Are High?,M. Gina DosSantos

    Worth Buying in Palm Coast While Mortgage Rates Are High?

    Buying is worth it if the monthly payment works at the rate you can actually lock, with no refinance assumed. Freddie Mac put the national 30-year average at 7.32% on October 22, 2026. Local data shows buyers have choices and some negotiating room, but it depends on the specific home. Is it worth bu

  • What Falling Prices in Hammock Beach Actually Signal,M. Gina DosSantos

    What Falling Prices in Hammock Beach Actually Signal

    The market in Hammock Beach shows a lower median sale price and longer days on market, but those numbers likely reflect a shift in the mix of homes sold, more condos and villas closing, rather than luxury homes losing value. Small-volume neighborhoods require deeper analysis than a single headline f

  • Living on the Fairway: Buying a Golf Course Community Home,M. Gina DosSantos

    Living on the Fairway: Buying a Golf Course Community Home

    Living on the Fairway: Buying a Golf Course Community Home Buying a golf course community home is a lifestyle decision before it's a real estate decision. You're trading a standard neighborhood for fairway views, shared amenities, community rules, and HOA fees that run well above average. That trade

  • Real Estate Success with Gina DosSantos in Palm Coast, FL,M. Gina DosSantos

    Real Estate Success with Gina DosSantos in Palm Coast, FL

    Real estate success in Palm Coast and Flagler Beach comes from a local agent who knows each submarket, prices from current data, and manages every deadline through closing. I'm a broker associate and president of the Flagler County Association of REALTORS® board, and I guide buyers, sellers, and inv

  • Palm Coast's Hammock Beach Waterfront Homes and Lifestyle,M. Gina DosSantos

    Palm Coast's Hammock Beach Waterfront Homes and Lifestyle

    Waterfront living at Palm Coast's Hammock Beach is not one lifestyle. It ranges from Atlantic beachfront and resort amenities to marina slips over 100 feet and nearby Intracoastal recreation. Each setting changes the daily experience, so you verify the exact water access, flood details, and associat

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M. Gina DosSantos, REALTOR®
M. Gina DosSantos | License ID: 3440446
2 Camino Del Mar, Palm Coast, FL 32137, USA

+1(304) 382-3006

gina@ginadossantos.com

Coastal Gateway Real Estate Group · 2 Camino Del Mar, Palm Coast, FL 32137 · 304-382-3006

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